Home Insurance

Timberdale Ranch is located on the Wildland-Urban Interface (WUI) – the zone of transition between unoccupied land and human development. Insurance companies consider the ranch to be in a high fire risk area.

Many Timberdale Ranch residents participate in fire risk reduction improvements. Regardless of mitigation efforts, however, insurance is not always easy to obtain for homes in a high risk area.

To make matters worse, insurance companies frequently change their policies regarding fire risk in WUI areas. Thus, a company that provided insurance for a resident one year, may not offer that insurance the next year.

Timberdale Ranch home
A Timberdale Ranch home.

 

The information contained herein is provided as a public service and is for NONCOMMERCIAL PURPOSES ONLY. The Timberdale Ranch Owners Association (TROA) makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. Nor does the TROA warrant that the use of this information is free of any claims of copyright infringement. THE INFORMATION IS BEING PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.